Mortgages, Protection and Insurance services
Oxford Mortgages
Insurance services offered:
Building & Contents
All lenders require you to have adequate Buildings Insurance in place, as part of our service we will discuss your needs and ensure that you have the right policy in place for you. We have access to a large number of insurers, always placing emphasis on what is right for you.
Buildings come in all shapes and sizes. A "one-size fits all" insurance policy doesn't really exist, so making sure you have the right cover for the type of property you own is critical. On the face of it there is plenty of choice, as it seems everyone is offering buildings insurance these days, but often organisations leave you to decipher complex terms and conditions and decide for yourself whether a policy is right for your property.
As a part of our mortgage process will provide a quotation for buildings and contents.
As with all insurances, conditions and exclusions will apply.
Landlord insurance
As a landlord, your rental property can be a great asset. But, if you're unprepared or just plain unlucky, it can fast become a financial burden. Thankfully Landlord Insurance can help protect your property, covering you for events such as; loss or damage caused by fire, flood, leaking oil or fallen trees, accidental damage, theft, unpaid rent and legal disputes.
Multiple properties can be insured under one policy with a discount based on portfolio size. Please note that Landlord Insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time.
As a part of our Buy to let mortgage process will provide a quotation for landlord insurance.
As with all insurances, conditions and exclusions will apply.